LOOKING FOR A NEW HOME?

There is nothing we take more seriously than assisting clients in finding new homes, homes that not only meet their needs but that stay within their financial guidelines as well.  We provide access to the Multiple Listing Service (MLS) to keep you informed of new listings from virtually any "MLS" real estate brokerage.  We'll also spend time learning your personal real estate needs, based on: 

• Your preferred price range
• What style of home you want
• What area(s) you want to look in
• What features you would like
• How to avoid making the wrong choice
• Determining what you will qualify for
• Your preferred down payment
• Your preferred monthly payment
• Which types of financing are best for you
• How you apply for a mortgage

WHY SHOULD I GET A MORTGAGE?

Getting pre-approved for a mortgage is fast becoming the standard.  Sellers expect a pre-approval letter to be presented with your offer.  With this approval, you will be in a better position to negotiate with sellers. You also should be able to close on a property quicker than other buyers. A pre-approval letter shows the seller how serious you are about the property and it will make the seller more comfortable working with you.   

WHAT DO I NEED?

When you apply for a mortgage, you will need to supply information regarding your income, expenses and obligations. For a full list of the items you need to bring, please contact us. Credit issues? There are lenders that will help you find a solution.  We work with mortgage brokers with access to many types of loan programs.